Health insurance question please?

My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a...

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Answer`s (7):

1. mbrcatz

Yeah, well, you've got something already wrong . . . it's not going to be coveered. If you disclose an undiagnosed illness, they'll decline you - but if you file claims, they'll look into it, and deny the bills and cancel your policy for lying on the application about something being wrong.

Maybe you can get some kind of coverage through your school.

2. Goober

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RE Health insurance question please?

My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a week for a month and than it go down to 20hrs a week. I am going to school full-time as well. Can someone please help me?

3. Flower

You probably cannot afford health insurance. It is about $500 a month for a whole family. You might call an independent insurance agent on the phone and see what is available. If there is a Kaiser Permanente in your area, that might be a better deal. I would recommend becoming a clinic patient at a community or county clinic which is in every city. You have to inquire where they are, sometimes run by the county or city, sometimes inside a hospital. They charge you per visit according to your income.

4. Rebecca

Insurance and affordable are not used in the same sentence. However, if you get insurance it MAY not cover anything they find right after your policy goes into effect. Just for people who may come along and read this, in the end letting your health insurance go will cost you at somepoint in the future.

Call around is the best advice anyone can give you. Try Blue Cross Blue Shield since you are in Illinois

5. StephenWeinstein

When you are already "starting to get really sick and probably need tests done", you can no longer get any "affordable good health insurance". To have "affordable good health insurance", you need to get it before you are "starting to get really sick and probably need tests done".